Tax-free cash from your home equity. No monthly payments. No selling. Watch the video — Malakai explains exactly how it works in under five minutes.
Zero cost to you · Broker fee paid by lender · FSRA Brokerage Lic. 13071
Most Ontario homeowners 55+ dealing with a monthly shortfall are either quietly drawing down their RRSP — losing thousands in tax on every withdrawal — or writing a mortgage cheque every month on a fixed income. Both problems have the same answer. It has been sitting in your home the entire time.
What you actually receive after CRA takes their cut at your marginal rate. $29,600 gone — permanently — on money you already paid into over an entire career. Your OAS clawback threshold is also now at risk.
Tax-free. CRA does not see it. OAS and GIS are unaffected. No monthly payment — now or ever. Your RRSP stays invested. Your estate stays intact.
Your name stays on the title for life. The lender holds a charge — like any mortgage. They cannot take your home.
Interest compounds in the background. Nothing leaves your account each month — not until you move or sell.
CRA classifies reverse mortgage proceeds as a loan, not income. It does not affect your OAS, GIS, or any income-tested benefit.
You cannot owe more than your home is worth at time of sale. Canadian regulation guarantees it. Full stop.
Your home equity has been sitting idle. Here is what Ontario homeowners are doing with theirs.
A reverse mortgage can pay off your existing mortgage in full. The payment disappears the day your file closes. Most clients are funded within three weeks.
Every RRSP withdrawal costs you 30–40 cents on the dollar in tax. Your home equity delivers the same cash tax-free — and your RRSP stays compounding.
Give them the down payment they need before prices climb further. Tax-free. No selling. No monthly payment. On your terms, at a time when it actually matters.
Travel. Renovate. Invest. You spent forty years building this. Stop asking permission to access what is already yours.
Most clients have funds in their account within three to four weeks of their first conversation with us.
A free 30-minute call. Your real numbers from all three lenders — HomeEquity Bank, Equitable, and Bloom — delivered live before you hang up.
Day 1Document checklist sent same day. File submitted to the lender the moment your documents come back. We handle everything.
Day 1–2Required by Canadian regulation. A lawyer of your choosing reviews all terms with you. This protects you, not the lender.
Week 2–3Funds arrive tax-free. No monthly payments — now or ever. We then walk through estate planning and insurance to protect what you unlocked.
Week 3–4"Wonderful brokerage with a very professional team. Competitive rates and very fast response time. Absolutely would recommend to customers and other financial professionals."
"Very knowledgeable and helpful. I highly recommend the Green Lending team."
Whether you are watching your RRSP drain or writing a mortgage cheque on a fixed income — the answer is in your home. One 30-minute call to see your real numbers from all three lenders, live.
Our fee is paid by the lender when your file closes. If it is not the right fit — we tell you straight.
